Insurance and Payment
Use of Insurance
If you plan to use insurance for therapy services, Seeking Self PLLC will verify your mental health benefits as a courtesy to help clarify whether your plan is in network. While this can provide helpful information, it does not guarantee coverage. Your insurance company makes the final decision regarding benefits, including copays, deductibles, coinsurance, prior authorization requirements, and any out-of-pocket costs.
Many insurance plans also require that services be considered medically necessary for coverage, and using insurance may involve a mental health diagnosis and the submission of clinical information, such as symptoms, treatment goals, or your treatment plan, in order to administer benefits.
If it is determined that Seeking Self PLLC is out of network with your plan, you will be informed before scheduling or continuing services so you can decide what feels best for you moving forward. Clients are responsible for any fees not covered or reimbursed by their insurance company
Private Pay
Seeking Self PLLC is committed to making therapy accessible and transparent. We accept self pay, meaning payment is made directly at the time of service. This approach allows us to focus fully on your care—without insurance limitations, required diagnoses, or session caps. Many clients find that this offers greater flexibility and privacy in their healing journey. Other payment arrangements can be discussed, to enusre affordable care.
In-Network Insurance Providers
Aetna
Cigna
BCBS
Why Tiered Options May Be Helpful
Even without insurance disruptions, many people are choosing tiered plans because they offer:
Predictable monthly costs in an unpredictable economy
Stable access to therapy, without worrying about deductibles or rate changes
Budget-friendly planning, especially when cost of living increases makes expenses harder to manage
Less administrative stress, since no claims, denials, or insurance requirements are involved
Flexibility, allowing you to choose the level of support that fits your life—whether you need monthly check-ins or weekly consistency
These plans are designed to make therapy more accessible and stable, even when financial circumstances shift.
Who Benefits From Seeking Self Tiered Options?
Working adults without insurance or with high deductibles
Marginalized groups seeking affirming, confidential care
Individuals in transition or crisis
Seeking Self Tiered Options
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Perfect for clients needing light support, maintenance therapy, or a monthly check-in.
1 session per month/ $150
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Ideal for ongoing support without the cost of weekly therapy
2 sessions per month/ $200
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Designed for clients who want near-weekly support and steady progress.
3 sessions per month/ $270
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For clients attending therapy weekly or working through higher-intensity issues.
4 sessions per month/ $340
If there is any questions about insurance and/or the Seeking Self Tiered Option, please feel free to fill out the contact form or reach out to 252-631-0049.