Insurance and Payment

Use of Insurance

If you choose to use insurance benefits for counseling services, the Provider will complete an initial verification of your mental health benefits to confirm whether the Provider is in-network with your insurance plan. This verification is conducted as a courtesy and does not guarantee coverage. Final determination of coverage, copayments, deductibles, and coinsurance amounts is made solely by your insurance company.

If verification indicates that the Provider is out-of-network with your plan, the client will be informed prior to scheduling or continuing services so the client may decide how they would like to proceed. Clients are responsible for all fees not covered or reimbursed by their insurance company.

Private Pay

Seeking Self PLLC is committed to making therapy accessible and transparent. We accept self pay, meaning payment is made directly at the time of service. This approach allows us to focus fully on your care—without insurance limitations, required diagnoses, or session caps. Many clients find that this offers greater flexibility and privacy in their healing journey. Other payment arrangements can be discussed, to enusre affordable care.

In-Network Insurance Providers

Aetna

Cigna

BCBS

Seeking Self Tiered Options

Why Tiered Options May Be Helpful

Even without insurance disruptions, many people are choosing tiered plans because they offer:

  • Predictable monthly costs in an unpredictable economy

  • Stable access to therapy, without worrying about deductibles or rate changes

  • Budget-friendly planning, especially when cost of living increases makes expenses harder to manage

  • Less administrative stress, since no claims, denials, or insurance requirements are involved

  • Flexibility, allowing you to choose the level of support that fits your life—whether you need monthly check-ins or weekly consistency

These plans are designed to make therapy more accessible and stable, even when financial circumstances shift.

Who Benefits From Seeking Self Tiered Options?

  • Working adults without insurance or with high deductibles

  • Marginalized groups seeking affirming, confidential care

  • Individuals in transition or crisis

  • Perfect for clients needing light support, maintenance therapy, or a monthly check-in.

    1 session per month/ $150

  • Ideal for ongoing support without the cost of weekly therapy

    2 sessions per month/ $200

  • Designed for clients who want near-weekly support and steady progress.

    3 sessions per month/ $270

  • For clients attending therapy weekly or working through higher-intensity issues.

    4 sessions per month/ $340

If there is any questions about the Seeking Self Tiered Option, please feel free to complete the contact form or contact us at 252-631-0049.

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